Over the long term, ownership has more saving potential than renting
Paying off high-interest debt best first use of money
Although exchange-traded funds have many of the same characteristics as mutual funds, their fees are about one-fifth that of mutual funds
With mortgage rates so low, borrower might want to consider a fixed rate
Real estate in Greater Victoria boomed in the past decade, but don't expect the trend to continue
People should consider the risks associated with their investments
Trading frequently to try and chase the market not the best strategy
Canadian equity markets have officially reached Bear Market status.
In my consulting practice I’m often asked by those not-yet-retired, which savings vehicle is better, a tax free savings account (TFSA) or an Registered Retirement Savings Plan (RRSP).
Over the past few months, bargaining power in residential property transactions throughout the Greater Victoria area has rather clearly shifted in favour of buyers.
Roughly 150,000 Canadian seniors are missing out on receiving Guaranteed Income Supplement (GIS) benefits
A recent TD Bank study found that only 50 per cent of Canadians remain at the same address for more than five years; some 20 per cent of homeowners have owned more than five homes; and 23 per cent plan to move again within six years
During financial consultations I am often asked by clients how they can invest in equities while still minimizing risk.
Fixed or variable, the choice is not always a simple one
During my career I had many occasions to interview and hire job…
Rarely has there been a looming issue of such significance as the…
For those readers whose living costs seem to be outpacing their incomes,…
Unlike our U.S. neighbours who have much higher mortgage indebtedness, the average Canadian family with a mortgage has attained approximately 50 per cent equity value in their home. This fact encourages many of us, when refinancing, to add tens of thousands of dollars to our renewal mortgage — for renovations, a new vehicle, to pay off debts, or for travel.