Bob and Joan Mumford of Little Fort attend the 50th anniversary festivities for Clearwater’s Royal Bank. They had a special reason for being there. In 1963, Joan had her first job at the newly opened Royal Bank in Vanderhoof. As in Clearwater, business there had begun a few months earlier in a trailer. A client – young, hard-working Bob Mumford – soon caught her eye. Three happy histories have followed: a long-lasting marriage, and efficient banking service in two deserving and appreciative communities.