The epidemic round of structure fires experienced in the Similkameen over this past winter have resulted in numerous personal tragedies for those residents affected.
Lives have been disrupted, and irreplaceable property lost forever. Fortunately, no lives have been lost.
It’s a double tragedy when this type of calamity strikes a property owner who does not have insurance.
Many reasons for not purchasing insurance are offered by those affected by a fire’s consequences, from cost to the belief that if one is careful, one doesn’t need insurance.
What happens to our property is not always something we have totally under our control, however, and the cost of not being prepared for such a disaster can be devastating, especially for business.
Local insurance rates for small business can be purchased for less than $2 per day – around $700 per year.
This protection is not only offered to replace expensive business tools, but also to protect the business owner from suffering financially from an interuption in business.
It’s not easy, or cheap to get involved in a small business in today’s economy, and we understand the onerous expenses one must make just to open the doors. But no matter how careful we are, we cannot protect ourselves from every negative event that might occur.
Looking at the consequences of the many recent fire events in the Similkameen, insurance should not only seem like a good idea, but a necessity as well.
