Peter Dolezal

PETER DOLEZAL: Real estate prices in Greater Victoria – sustainable or not?

In attempting to answer this question, we need to consider the key market facts, and other influences affecting our area.

PETER DOLEZAL: North America’s demographic financial challenge

There's an emerging crisis precipitated by drastically changing demographics.

PETER DOLEZAL: Student loans: the good and the bad in national program

Refined over the five decades of its existence, this program aims to alleviate economic impediments.

PETER DOLEZAL: 2016 saw the financial markets on steroids

Every indicator seemed to portend a very negative outlook for the year.

PETER DOLEZAL: Scoring Canadian fund performances

An even more shocking under performance emerged for Canadian mutual funds invested in large cap U.S. stocks.

PETER DOLEZAL: The tax consequences of making a gift to a family member

There are those who believe that a major gift to a family member may have tax consequences.

PETER DOLEZAL: A new reporting standard for financial services

A new client disclosure requirement, known as CRM2, is now the mandatory disclosure standard for Canada’s Financial Services industry.

PETER DOLEZAL: Brexit: was it another referendum disaster?

In garnering support for their side, both the ‘pros’ and ‘cons’ generally overstate the benefits and risks of either outcome.

PETER DOLEZAL: Explore the benefits of a financial plan

An Investment Plan might not be enough to enjoy your retirement years.

PETER DOLEZAL: Still timing the financial markets?

Time to bail from equities? The Royal Bank of Scotland certainly thought so.

PETER DOLEZAL: Equity market lessons for 2015

Canada’s negative equity returns are due primarily to the decline in the price of resources, most notably the collapse of oil prices.

PETER DOLEZAL: Is immigration a burden or benefit to Canadians?

For much of 2015 the attention of Canadians and our political parties has been heavily focussed on the plight of Syrian refugees.

PETER DOLEZAL: Predicting 2016 financial markets

Unpredictable world events will inevitably occur to throw off even the most-meticulously-founded predictions.

PETER DOLEZAL: Forget the envy: be thankful you missed out on hedge funds

Performance figures of hedge funds also tend to be overstated.

PETER DOLEZAL: Active versus passive fund performance in 2014

Why do so many investors continue to hold mutual funds, despite long-term evidence of their consistent underperformance?

PETER DOLEZAL: The Capital Region’s real estate market unleashed

With a monthly sales-to-listings ratio exceeding 22 per cent, our real estate market has shifted firmly into a “seller’s market.”

PETER DOLEZAL: Federal budget enhances tax free savings accounts

Because neither earnings nor capital gains are ever subject to income tax, these accounts are a superb savings and investment vehicle.

PETER DOLEZAL: Bonds as risk moderators

Or not? Traditionally, bonds and bond funds in an investment portfolio have been considered reliable moderators of market risk.

PETER DOLEZAL: Are Canadians addicted to debt?

Every month we read and hear more concerns expressed about our ever-increasing level of household debt relative to disposable income.

PETER DOLEZAL: Guidelines to help with your RRSP and RRIF planning

Many retirees remain unsure about the process of converting an RRSP to a RRIF and the timing of when it can be done.